Ingredients

• 1 (8 ounce) package cream cheese, softened

• ¼ cup white sugar, or to taste

• 1 (12 ounce) container frozen whipped topping, thawed

• 1 (15.25 ounce) can crushed pineapple, drained

• 1 (15.25 ounce) can fruit cocktail, drained

• 3 bananas, peeled and sliced

• 1 large Jonagold apple, peeled and chopped

• ½ cup sweetened flaked coconut

• ½ cup chopped pecans (Optional)

• ½ cup golden raisins (Optional)

• 1 (4 ounce) jar maraschino cherries, drained and halved (Optional)