Ingredients

• 1 ½ cups boiling water

• ¾ cup old-fashioned oats

• ½ cup butter at room temperature

• 1 cup packed brown sugar

• 1 cup white sugar

• 1 cup mashed overripe bananas

• 2 eggs

• 1 teaspoon vanilla extract

• 1 ¾ cups all-purpose flour

• 1 teaspoon baking soda

• 1 teaspoon ground cinnamon

• ½ teaspoon salt

• 1 (14 ounce) can caramel-flavored sweetened condensed milk

• 1 cup packed brown sugar

• 1 cup chopped walnuts (Optional)

• 1 cup sweetened flaked coconut (Optional)

• ½ cup butter, melted

• ¼ cup heavy whipping cream